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Insurance guides
Plain-language guides to how insurance is priced and how to compare it well. Written by our team, reviewed on a schedule, no jargon.
Auto insurance
How Car Insurance Rates Are Actually CalculatedThe nine factors insurers weigh when pricing your car insurance, roughly in order of impact, and what you can and cannot change.Why the Same Driver Gets Quotes Hundreds of Dollars ApartSame car, same coverage, same record — and quotes that differ by $800 a year. Here is what is going on inside the pricing, and how to use it.Car Insurance Coverage Explained: Liability, Collision, Comprehensive, UM/UIM and PIPWhat each coverage pays for, which ones your state requires, and how to choose limits and deductibles without overpaying.12 Ways to Lower Your Car Insurance Premium That Actually WorkTwelve levers ranked by how much they usually move the price — from comparing insurers to raising deductibles and using telematics.Car Insurance After a Ticket, Accident or DUI: What Changes and For How LongHow each kind of incident affects your premium, how long it stays on your record, and how to find coverage while it does.How to Compare Car Insurance Quotes Without Getting Forty CallsA step-by-step way to compare car insurance in about 20 minutes, why most comparison sites make the phone ring for a week, and how PolicySaint does it differently.Home, life, final expense and health
Guides for these lines are being added weekly. In the meantime, each line's comparison page explains what moves the price: Home · Life · Final expense · Health.
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